Health Professionals

We appreciate that you are busy providing care to your patients and we value this highly. Let us focus on simplifying your situation by providing excellent management of your financial matters.

Here are some questions you should be asking.

Structural Planning

• Would my situation benefit from using a trust?
• Do I have a need for a holding company?
• Am I utilizing my capital dividend account for maximum benefit?

Taxation Liabilities

• Should I take a salary or a dividend?
• Is income splitting appropriate?
• Am I utilizing every tax-saving solution I understand and am comfortable with?
• Am I reducing my salary/dividends taxed at the highest tax rate and generating much more tax-efficient income to replace my reduced salary?
• Does my plan protect my family and everything I have worked for from the liabilities that my profession exposes me to?

Insurance & Creditor Protection

• Can I benefit from a corporate estate bond?
• Have I creditor-proofed my assets?
• Do I have any corporate tax shelters or tax-deferred plans in place?
• Am I in danger of building a large tax liability for the future that could be avoided with proper strategies and planning?

Succession Matters

• Do I need an estate freeze?
• How do I transition my assets most efficiently?
• Is my charitable giving being done in the most efficient and beneficial way?